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Critical illness coverage is slightly more complicated than simple life insurance coverage. It can be bought on its own, or as part of a life insurance policy. Critical illness provides coverage in the event of unexpected medical issues, and can be a great financial back up plan. Coverage in the UK is regulated by the Association of British Insurers, and sets guidelines for minimum coverage. Minimum coverage includes things like cancer, heart attack and stroke.
Customers that take out critical illness policies can rest assured the ABI maintains a set standard that all life insurance companies will adhere to. Many companies will offer coverage above and beyond the set minimums, and some have even started to provide partial coverage for less serious illness. Usually coverage is 100%, but it's a good idea to find out exactly what is covered in your critical illness plan. If you would like more information from an experience advisor, please complete our no obligation quote form and you will be contacted momentarily.
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